Let AmeriDream Mortgage Group, LLC’s Experts Guide You Smoothly into Your Dream Home
AmeriDream Mortgage Group, LLC loan specialists can help guide you through the loan process. We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with very little down and we will work to ensure the loan payments meet your unique needs. Speak with me today to find out more and see if you qualify!
Loan Programs for First-Time Home Buyers:
FHA Loan – 3.5% down payment (580 FICO and above)
Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down! PMI (private mortgage insurance) is required for the life of the loan unless you refinance out of an FHA and into a conventional loan down the road.
Conventional – Home Possible by Freddie Mac – 3% down payment (620 FICO and above)
This product was made to compete directly with FHA loans. It’s a new way to get a conventional loan with a low down payment. Private mortgage insurance (PMI) is typically required when putting less than 20% down, but can be much cheaper than FHA and will fall off automatically when you reach a 22% equity position in the home.
VA Loan – 0% down payment (no min. FICO)
An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out if you qualify today!
USDA Guaranteed Loan – 0% down payment (620 FICO and above)
Only certain rural areas will qualify for this loan. Maximum combined household income limit is roughly $82,000 per year. This is a fantastic option if you live in the country and meet the income requirements. These loans do NOT require PMI, but they do have small annual mortgage insurance fees that you will pay until the loan balance drops below 80% of the home’s value.
Not sure which program is right for you? I can get you pre-qualified and find you the loan that meets your needs. To find out how you can get pre-qualified today, please call 214-505-3040, email me at email@example.com, or simply click “apply online” to apply securely through this website.
Working with AmeriDream Mortgage Group, LLC
- We put YOU first.
- AmeriDream Mortgage Group, LLC offers some of the most competitive rates in the Nation!
- Fast and efficient, we close most of our loans in 30 days or less.
- We offer a variety of loans. AmeriDream Mortgage Group, LLC can help you find the loan that is right for you!!!